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Health insurance is one of those things you simply can’t be without and while the market is competitive, some insurers offer better packages than others. There are a few insurers with a different make-up, namely, they are created and managed by the community, which brings with it many benefits, which we look at in this article.
Community Health Insurance
One such provider is Hunter Insurance, a leading community insurer that covers the entire nation and they allow you to customise your cover. What could be better than that? You can arrange everything via their website, which is super-convenient.
Non-Profit Organisation
This is the best type of insurer, as their goal is to provide affordable cover to the local community, this means lower premiums and staff that care about their clients. Great customer service is refreshing, add to that the fact that they are dedicated to serving you and understand the organisation’s culture. The great thing about community health insurance is you can arrange everything via their website and Google can help you compare packages and premiums to be sure of getting the best cover for you and your family.
Ambulance Cover
Every single Australian should have ambulance cover, which is not covered by Medicare and this cover could save you thousands of dollars in emergency ambulance costs. The details can be found on the insurer’s website; you can cover the entire family (children under 21); indeed, everyone who is in the household officially would have ambulance cover. Click here for information about Glioblastoma.
Hospital Cover
There are a number of options when it comes to hospital cover:
- Basic cover – This includes all types of surgery, palliative care, gynecology, joint reconstruction, hip replacement and many other conditions.
- Tailored cover – You can select the type of cover to include in your policy; there is a long list of conditions to choose from.
- Comprehensive cover – For those who like to have all areas covered, there is comprehensive hospital cover.
Ideal Extras
There are many conditions that you can add to your cover, which includes:
- Dental treatment – Periodic oral examinations, surgical tooth extraction, root canal treatment and direct/indirect fillings.
- Optical – Frame & Lens, single and multi-focus, contact lenses and vision tests.
- Health management – Weight loss, first aid, stop smoking.
Tailored Cover To Suit Your Lifestyle
Rather than having to choose a set health insurance package, why not choose your cover from a long list of options? No one should be paying for cover they do not want and because the insurance provider is there for the community, you can choose from the many options open with community insurance.
If you are looking to acquire the best health insurance, start with an online search to find Australia’s leading non-profit community insurer and browse their website until you find what you are looking for. You can get automatically activated cover as soon as digital payment is received, then you and your family can relax, safe in the knowledge that you have hospital cover.
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